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Calculators for finding the best solution with financing and mortgage payment strategy, saving and spending, home energy, maintenance and water bills, vehicles usage, etc. Bellow is the brief description of the features:
Saving and spending calculator
This investment calculator was designed in order to calculate a total amount, which will be accumulated on the user’s account at the end of saving term when the user does his/her regular monthly and/or yearly deposits on that account with consideration of marginal tax rate, annual investment return rate and saving term.
Subsequently this investment calculator will also help the user to find out for how long his/her accumulated saving will last after he/she started withdrawing a certain monthly amount from that account till account depletion. Annual inflation and marginal tax rates applied to spending period both can be taken into consideration when calculating spending term and yearly balances. Detailed report with annual balances for saving and spending periods can be viewed, printed and saved internally. Excellent tool for choosing a right saving and investment strategy for retirement. (Screenshot 1)
Mortgage and equity calculator
This mortgage calculator helps to compute the user’s monthly mortgage payment and equity accumulation at the end of each year of mortgage payment for up to 40 years based on a provided Principal, Mortgage rate, Mortgage term and yearly Home Appreciation Rate.
It also computes the results of accelerated mortgage payments if the user specified an extra monthly or/and extra yearly payments amount, which the user would pay on a top of regular mortgage payments. The resulted values will be total interest amount accumulated during a full term of the mortgage payments, total interest paid after extra payments were made, total saving on interest caused by accelerated payment term, mortgage maturity term in years and months.
Computation of equity accumulation at the end of each year of your mortgage payment will be reflected by extra mortgage payments(optional). Detailed annual report with mortgage payment balances along with the diagrams on a progress for principal and interest payments can be previewed, printed and saved to a hard drive. Great tool for defining a financing strategy!
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Loan calculator
This calculator is for computing a monthly loan payment and total interest paid during the life of the loan based on a provided loan principal amount, interest rate and loan term in. Additionally this utility computes the amount of loan principal based on entered loan interest rate, term and monthly payment. Monthly detailed report with balances can be viewed, printed and saved to a hard drive for a future reference. (Screenshot 3)
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Property tax calculator
Helps to calculate the user’s monthly property tax bill based on a provided Net taxable value (assessed property tax value after accounting for state aids and tax credits) and Tax rate (tax rate is expressed as a dollar amount per one thousand dollars of assessed property tax value).
Insurance payment calculator
Designed to calculate the user’s monthly home insurance payment as a percentage of the subject property value.
Home energy cost calculator
Developed in order to project monthly average energy expense based on a local electricity KWh cost and specified by the user details on a potential usage of the following utilities: Electronics, fuel, kitchen appliances, heating and cooling system, laundry, lighting and other miscellaneous utilities. Detailed report can be viewed, printed and save internally. This home energy consumption calculator is great for managing energy bills!
Water bill calculator
This calculator offers a detailed daily and monthly average water usage computing and water bill calculation based on two-tier system for water and sewer rates per 1,000 gallons and 30 days billing cycle of consumption. Detailed summary is available for viewing, printing and saving.
Home maintenance and repair costs calculator
This utility will enable the user to project an average monthly amount the homeowner would need to reserve in order to afford the future and current replacement or repair expenses for the subject property. Detailed report can be viewed, printed and saved to a hard drive, which can be a great help with budgeting money for a current and future home maintenance and repair. (Screenshot 4)
Transportation expenses calculator
This outstanding part of the program has been developed in order to find out an average monthly cost of using your household vehicles. Computation of this cost is based on meticulously calculated how much per mile does it cost to drive a car. Detailed summary can be viewed, printed or saved internally. Outstanding opportunity to estimate the cost of commuting!
Inflation calculator
Is for calculating each year increased home value (or any other increased price) during 40 year term based on a provided by the user yearly Home Appreciation Rate (or annual price increase rate) in %. Also, this calculator has a reverse function for computing Annual price increase rate (annual inflation rate) after submitting the ending price, starting price and term of price increasing period in years.
This utility is also called 'price increase calculator’. |
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